About Cedi Crest
CEDI CREST MICRO – CREDIT, incorporated on 31st December, 2019 under registration number BN713942019 is a sole proprietorship company with its office in Dansoman – Exhibition, Accra
Close Communication
The staffs live and work together, supervising each other and ensuring the best performance. Furthermore, clients are visited in the groups and individually. Therefore, problems and needs of the clients are quickly identified and changes in the rules, procedures and regulations are rapidly shared and put in practice.
Operating History
CEDI CREST MICRO – CREDIT is a Money Lending Institution engaged in the process of empowering the poor and the marginal by providing micro-credit services to improve their socio-economic conditions.
Our Credit Delivery Strategy
Decentralization
The delegation of authority to field level and minimum administrative processes to ensure an active participation of all staff, continuous monitoring, quick decisions making and an efficient management of funds
Standardization
All operations are standardized – from loan disbursement and repayments to record keeping and accounting procedures. Cash flows become predictable and overhead costs are minimized. A transparent and easy to understand manuals complements this to enable the rapid expansion of the operations
Mid-level Management Structure
There are three mid-level layers of management in the field that supervise and monitor the respective areas.
Simplified Record-Keeping and Accounting Procedures
Accounting, bookkeeping and reporting are completed through pre-designed formats. This non-conventional system is easy and transparent which allows for the loan officers simultaneously to be an accountant, cashier and office assistant.
Mission
To provide financial assistance to the poor through a systematic process by bringing them under an organizational structure through this process
Vision
Create societies where people have ready access to high quality financial services, which they can use to achieve their dreams and potentials, and thereby help sustain the economic development of the country
Core Values
• Excellence
• Integrity
• Empathy
Meet Our Management Team
The following are the brains supported by the resilient working force of our officers and team leaders in driving this reputable firm to greater success
Mrs. Elizabeth A. Owusu
Proprietress
Mr. Frederick Stephen Arhin
General Manager (I.T)
Mr. Ishmael Amarh
Managing Director
Victoria Amoah
Internal Auditor
Our 20% interest rate
Is the best and affordable in the industry.